We’ve got what matters most covered
Start thinking about life insurance with BNC today
Life insurance helps you protect what matters most: your loved ones. Ensure their financial needs are met, even after you’re gone with a term or whole life insurance policy. At BNC Insurance, we’re thinking about the worst case scenario so that you don’t have to.
There are two basic types of life insurance: term and permanent. Deciding which type may be appropriate for you depends on your unique situation. BNC’s dedicated agents will help you determine the type and amount of protection you need.
What type of life insurance is right for me?
Term Life Insurance
- Fixed term
- Cost effective
- Can be used as supplemental coverage to a permanent policy
- Convertible to permanent life insurance*
- Income tax-free death benefits*
*Exceptions may apply.
Permanent Life Insurance
- Lifetime protection
- Can build tax-deferred cash value
- Easy access to your cash value via withdrawals and loans
- Cancellable and surrenderable for the remaining cash value
- Guaranteed premium that won’t increase
- Income tax-free death benefits*
Mix, match, & combine
Looking for the advantages of both term and permanent life insurance? BNC’s independent agents can help you select multiple policies that work together to protect you and your loved ones. Alternatively, we offer policies that combine term and permanent life insurance policies in one single plan. That way, you lock in lifetime coverage while providing extra coverage while you need it most.
About BNC
BNC has served Michigan and Ohio since 2007. We are independent insurance agents that will work for you to get the best coverage for your auto, home or life at a great rate. Enjoy personalized service and one-on-one contact with your dedicated agent – They’ll get to know you inside and out before recommending any coverage.
Brian Seiferlein Insurance Agency, P.C. (dba BNC Insurance Agency) was acquired by Blanket in 2022, allowing our clients access to additional technology and digital products.